276: Beyond the Paycheck: Making Your Benefits Work Harder with Kathryn Larkin

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In this episode of Saving With Steve, host Steve Sexton is joined by Kathryn Larkin, the head of global benefits for Vanguard, an investment management firm.

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Today's guest, Kathryn, joins us to talk about getting the most out of your benefits. She dives into treating your benefits like a hidden savings layer, the importance of reviewing FSA/HSA balances and your plan's eligible expenses, and scheduling needed care so that dollars don't go unused. Kathryn shares how to make dependent care work for real life, align registrations/reimbursements with your household cashflow calendar, unlock wellness incentives, map fixed expenses to eligible costs, and coordinate benefits with life events.

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Kathryn Larkin oversees Vanguard’s global benefits strategy, shaping programs that support our 20,000 crew members worldwide.

Kathryn leads initiatives focused on health and well-being, financial wellness, paid leave, family benefits, flexible work policies, ensuring they meet the needs of a multigenerational workforce.

For over 50 years, Vanguard has helped people pursue their financial goals with a spotlight on long-term value and low costs.

Vanguard has made it a focus to put investors first, whether they're saving for their first home or investing for a comfortable retirement.