037: How to Avoid the Biggest Pitfalls When Filing Insurance Claims After a Property Loss + Traveling the World for Pennies on the Dollar with Steve Severaid and Chris Klesh

In this episode of Saving With Steve, host Steve Sexton is joined by Steve Severaid, a licensed Senior Professional Public Adjuster with over 30 years of experience, and Chris Klesh, a Travel Guru, Corporate Wellness Expert, and leading expert on vacation ownership systems.

As the West Coast expects an extreme wildfire season, many homeowners in at-risk areas are worrying about how they can rebuild their lives if disaster strikes and whether insurance will provide enough funds for the repairs. My first guest, Steve Severaid of GreenSpan Co./Adjusters International, is a licensed Senior Professional Public Adjuster who works to advocate for individuals, communities, and businesses that have suffered major losses. 

He joins us today to share how homeowners can avoid the biggest pitfalls in filing claims after a property loss, what homeowners can do now to best prepare themselves for dealing with insurance claims in the future, and how public adjusters can save homeowners money and secure the most favorable outcome from every insurance property claim.

It’s travel season… And, we all know that trying to plan a dream vacation can be rather daunting and way beyond our budget. But, how would you like to travel the world for pennies on the dollar? My second guest, Chris Klesh, is a retired corporate marketing executive turned Travel Guru, Coach, and expert speaker on corporate wellness and the benefits of travel and leisure.

He joins us today to share insider tips and tricks for traveling and going on the dream vacations you deserve without breaking the bank—sometimes as much as 90% off normal prices! Chris also talks about the benefits of travel and leisure, the key safety concerns for travel in the “new normal environment, the best resources for getting the most current information for travel deals, how travel will change in the next 12 months, and the top 3 tips for families to save the most money on their travel.

Steve Severaid is a licensed Senior Professional Public Adjuster with over 30 years of experience. He works to advocate for individuals, communities, and businesses that have suffered major losses. 

Steve's work has earned him a reputation as a respected industry expert in handling a broad range of residential and commercial property loss claims, ranging from fires, floods, earthquakes, vandalism, tsunamis, and other catastrophic events. 

His team, which includes structural engineering experts, inventory specialists, forensic accountants, insurance attorneys, and former insurance claims representatives, works to secure the most favorable outcome from every insurance property claim. 

Steve has represented victims of major losses throughout the United States and worldwide; including, but not limited to Thailand, the Caribbean, Puerto Rico, Florida, Texas, Alaska, and Hawaii. 

He is a Principal with Adjusters International and has been with the company since 1992. Steve began his career in the public adjusting field in 1989, working for disaster victims so that they may get their lives in order without the added burden of assembling and documenting their insurance claim. 

Steve’s responsibilities within the company include management duties, as well as working as a team leader.

"I am proud to say I have been a part of restoring people’s lives with integrity, passion, purpose and drive for the past three decades. There is no greater reward than helping others when they are at their lowest and helping them stand tall again."

Resources from Steve:

Coach Chris Klesh is a retired corporate executive who loves to travel and stay at highly desirable vacation resorts with national renown for quality, service and amenities

He's a leading expert on vacation ownership systems, knowing the best travel deals available and utilizing that knowledge for maximum customer benefit.

"How can I spend more affordable time in the places I love?" became a consuming goal. Coach Chris devoured every bit of information from every source on travel. He asked travel experts every conceivable question about the profession. 

What started as a hobby became his passion. He dedicated himself to knowing more, to talking with consumers every place he visited. He asked exactly what they wanted, other places they liked to visit, and why.

Coach Chris recognized the trends, the concerns and the reality. With all his research and personal experience within the system, he also saw opportunities. For instance, he can:

  • Double the number of weeks at a resort for the same price as one
  • Obtain upgrades to larger suites and ocean-view rooms
  • Provide the best deals on restaurants, golf and skiing, sporting events and show tickets to Broadway plays or Las Vegas superstar performances

Coach Chris is a 'cultural jock' with hobbies ranging from skiing, music, theater, tennis, golfing, boating, kayaking, mountain biking, traveling, and reading. In 2002, he transformed those hobbies into a fervent business, Lifetime Leisure Experiences.