Today's guest, Al, discusses key market insights, money strategies, and financial moves to make before the end of the year. He dives into timely topics — from positioning your portfolio amid market shifts to maximizing year-end tax opportunities and strengthening your retirement plan. Al shares actionable ways to finish the year strong and set yourself up for financial confidence in 2026.
Whether you’re preparing for retirement, reassessing your investments, or simply looking to make smarter financial decisions before year-end, this conversation is filled with practical advice and expert perspective.
Al Caicedo is President and Owner of CKS Summit Group, founded in 1998.
Al’s focus and objective is to help ensure his clients are able to enjoy their lifestyle beyond the workplace and into their retirement years. He educates and enables them to come to understand for themselves, the financial path they should follow.
Al has spent twenty years helping clients protect and preserve their assets. His safe money strategies helped clients save millions of dollars during the latest market collapse.
Al is an asset preservation consultant and transitional planning specialist. The goals and objectives of a transitional client are more geared toward safety and risk elimination, peace of mind, developing income options and tax savings strategies, avoiding probate, and reducing or eliminating the potential for loss to a nursing home.