Today's guest, Billy, discusses how psychology and financial planning intersect — and why understanding your money mindset is the key to long-term financial success. They also diveinto practical, approachable steps to start Financial Planning Month with confidence, how to align your goals with your behavior, and the common mistakes people make when they separate money from life.
Billy F. Spencer is a CERTIFIED FINANCIAL PLANNER™ professional and Certified Financial Behavior Specialist®.
As a CFP® professional, he helps clients meet their ideal lifestyles by aligning resources with goals. As an FBS®, Billy helps clients understand and improve their relationship with money.
At Crestwood Advisors, he helps clients align their resources with their ideal lifestyles while also guiding them to better understand and improve their relationship with money.
Billy is a member of the Financial Planning Association (FPA) and the Financial Psychology Institute, and actively volunteers with the Fight Like Frank Foundation.
Outside of work, he enjoys skiing, hiking, surfing, and time outdoors with his wife, Alex, and their Bernese Mountain Dog, Harvey.