It's no secret that the real estate market is nuts right now. Home sale prices seem to continue to rise exponentially, fueled by low inventory as well as mortgage rates changing. My guest today, Jonathan Jerotz from Synergy One Lending, joins me to walk us through what is happening in the real estate market, what's happening with loan rates, and what's next for the real estate market.
He discusses what happened earlier in the year with mortgage rates and the changes that are occurring in the market due to Federal Rates going up. Jonathan also shares how qualifying for a loan to buy a home or to refinance could be a little harder with rates increasing, higher payments, and lower affordability. He provides insight on the best way to get prepared for financing or refinancing a home in this current market.
Jonathan "JJ" Jerotz believes that educating his clients so they understand the process of mortgage lending is very important. If he can provide the tools for them to understand the process, they will be properly informed and able to take that knowledge with them and apply it in the future as well.
JJ's goal is to see each customer through the loan process with good communication throughout the entire process from application to funding. With his expert team in place, his clients are always in good hands and always have someone to answer their questions.
He has a vast knowledge and understanding of all loan programs from FHA, VA, Conventional and Jumbo Loans, to what is called Non-Prime loans such as our Non-Qualified Mortgage Programs, low doc loans, and portfolio mortgage programs.
JJ strives to find the best mortgage solution for his clients. As everyone’s past, present, and future is going to be different, he implements a mortgage strategy that fits the needs of each individual person, couple, or family that will be good for today and tomorrow.
He is the host of “The JJ Show” on 1170am The Answer, Thursday’s at 7pm, and has been heard on 1700AM ESPN and 760 KFMB, (Sunday’s at Noon) as a Co-Host to the Mr. Credit Radio show since 2011. JJ has also been seen on Cox Cable and Time Warner Channel 4 on The American Dream, Saturday’s at 10:00am hosting.
Synergy One Lending is approved to lend in 48 states and provides among the broadest set of mortgage options of any company today. Whether you are a millennial, baby boomer, or luxury home buyer, Synergy One stands out because of their relentless pursuit of excellence in their people, process, and client experience.