Are you broke before payday? Are you tired of always having to look at price tags? My first guest, Magnus Carter, aims to teach readers the tools and tactics of fiscal responsibility and financial independence through his concise, easy-to-understand new book, Making More Money for You! Mutual Fund Investing on a Budget for Beginners.
Magnus joins us today to share some of his secrets and strategies for how to make more money than we ever thought possible. He also discusses why “retiring at 70“ is a myth, how to leave behind the 9-5 in the next 12 to 24 months, valuable skills and tools for a dream life without money worries, why millionaires don’t play by the rules most people have been taught, and how to plan a secure future for yourself and your family.
Over the past 12 months, almost half (47%) of all identity fraud was classed as sophisticated fraud, a 57% increase from this time last year. The 2022 Identity Fraud Report, published today by San Francisco based Onfido, reveals that organized groups are attempting to create ‘verified’ accounts with fake documents before selling them to other criminals. This means tell-tale signs such as visibly incorrect fonts, imitated security features or incorrect photo printing techniques are becoming less apparent.
Furthermore, Passports have overtaken National Identity Cards as the most frequently attacked form of identification, with fraudsters going for the easy life and targeting the one-sided passport page rather than a two-sided ID card. Over 90% of ID fraud also involved counterfeit documents that were created from scratch as opposed to adopting an existing ID.
My second guest, Albert Roux, is VP of Product Management at Onfido, responsible for the Fraud Product line and Fraud Intelligence Platform, helping businesses to detect fraud, measure risk, build fraud intelligence, and deploy efficient fraud countermeasures. He joins us today to discuss what is behind the recent and significant increase in fraud, what we can do about it, where we can go for resources, and how we can stay vigilant this holiday season.
Magnus Carter has been in the workforce since he was 12 years old, having been taught that through hard work, he could achieve anything in life.
By the age of 21, Magnus was working at a diner in New York City, and he started to notice all of the people that came in and out of the diner were wearing nice clothes, jewelry, they had fancy cars and a family.
As time progressed, he was curious and struck up a conversation with a gentleman whose upscale lifestyle he admired.
The information Carter learned from that conversation sparked a fire in his soul and forever changed his outlook on life.
He learned that making money wasn’t the only thing he needed to do: the money he made had to make money as well.
After retiring early, Carter chose to help others live their lives with fewer financial worries through his effective investment strategies.
His book, Making More Money for You! Mutual Fund Investing on a Budget for Beginners, contains the secrets of the world's wealthiest people and teaches everything from where millionaires spend their money (and time), what they invest in, and other secrets for getting ahead.
Here's just a taste of what you'll discover in his groundbreaking book:
Albert Roux is VP of Product Management at Onfido, responsible for the Fraud Product line and Fraud Intelligence Platform.
This includes Onfido’s Visual Document Fraud, Applicant Fraud, Fraud Metadata, Risk Engine, Fraud Graph and Fraud Consortium lines of product, helping businesses to detect fraud, measure risk, build fraud intelligence and deploy efficient fraud countermeasures.
Roux has over 15 years experience in building large scale fraud detection systems, notably in online advertising while working at Microsoft Bing Ads and Criteo.
An international expert in fraud detection and investigation, online abuse and malware, Roux was an Interactive Advertising Bureau (IAB) board member of the Bots and Spiders IAB committee for over 14 years and actively contributed to the IAB online advertising fraud detection industry standards.
Onfido is the new identity standard for the internet. Their AI-based technology assesses whether a user’s government-issued ID is genuine or fraudulent, and then compares it against their facial biometrics.