Today's guest, Richard, joins us to talk about wise financial choices for 2026, and how to make confident decisions in a year full of economic uncertainty and opportunity. He shares tips and insight on the best topics to discuss with your financial advisor as you get older, how to make sure your financial plan is in order, and what you need to do if you are retiring in 2026. Richard also dives into what tax considerations you should be thinking about this year, how to know if a Roth conversion is right for you, and what questions you should be asking your advisor in regards to Estate Planning.
Richard McWhorter is a Private Wealth Advisor and Managing Partner at SRM Private Wealth.
With more than three decades of experience in financial, retirement, estate, and philanthropic planning, Richard has been recognized by Forbes Best-In-State (CA), Barron’s, and the Financial Times.
His work has been featured in U.S. News & World Report, Business Insider, GoBankingRates, and more.
What sets Richard apart is his grounded, human approach to wealth — shaped by years of guiding clients through both triumphs and challenges in high-pressure industries.
His perspective on building, protecting, and purposefully using wealth offers clarity for anyone looking to make smarter financial choices in the year ahead.
Having worked with some of the biggest companies in the finance industry, and ultra-high-net-worth clients such as athletes and musicians, Richard combines traditional financial expertise with a creative, personalized approach.
From finance lessons learned in the locker room, to the business that takes place backstage, he is a seasoned advisor who thinks outside the box and believes in an innovative approach to wealth management.
Throughout his career, he has bridged the gap between celebrities and charitable causes. With personal and professional ties in the entertainment and music industries, Richard leverages his connections to create exclusive opportunities for his clients while supporting important causes and nonprofit organizations.
Richard is a Certified Financial Planner (CFP®) who holds both the Series 63 and Series 65 licenses (now considered the Series 66). He is also certified in insurance and holds the Chartered Retirement Planning Counselor (CRPC®) designation.